Earn Crypto Up To 12% a Year

Earn Bitcoin, BNB, USDT, USDC, PAX, TUSD. Turn your cold assets into hot profit instantly by depositing crypto in your YouHodler wallet. Interest payments are deposited directly into your wallet every month.

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  • Monthly interest payouts in stablecoins or crypto.
  • All savings protected with our own security fund of $1M.
  • Ability to use savings funds as a collateral for lending products.

Our Saving Account Rates

Fiat & Crypto Savings

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How to Earn Crypto with YouHodler

1 Deposit crypto or fiat

YouHodler pays interest on BTC, BNB, USDT, USDC, TUSD and PAX deposits. If you don't have such crypto you can convert it from other cryptocurrency or fiat currency. Earn 12% on EUR, earn 12% on USD, earn 12% on GBP. Deposit fiat and convert to stablecoin in seconds.

2 Earn interest on crypto

Once the funds are deposited into your Savings Account, the first monthly payment period begins.

Monitor your Savings Account earnings on a daily basis by checking the "Earned" counter. At the end of each month, the earned amount will be deposited into your Savings Account.

Important info

  • If you release funds before the end of the monthly period, you will lose all interest earned during the uncompleted month.
  • If additional crypto is deposited within the monthly period, the crypto interest from this deposit will be applied to the next month.
  • After each month is over, crypto interest will be deposited into your Savings Account. Users are free to keep it there to accumulate even more profit

3 MAX your savings interest now

Our Savings Account plan offers the following interest rates:

  • 12% APR on all stablecoins
  • 4.8% APR on BTC
  • 3% APR on BNB

Get YouHodler Crypto Wallet App

Store, exchange, and spend 2 fiat currencies, 4 stablecoins and 12 cryptocurrencies. Savings and loans integrated.