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Earn Crypto Up To 12% a Year

Earn Bitcoin (BTC), Pax Gold (PAXG), USD Coin (USDC), True USD (TUSD) and more. Turn your cold assets into hot profit instantly by depositing crypto in your YouHodler wallet. Crypto interest earnings are deposited directly into your wallet every week.

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  • Digital asset management system with $150M pooled crime insurance by Ledger Vault
  • Weekly compound interest payouts in stablecoins and crypto
  • Ability to use savings funds as a collateral for lending products.

Our Saving Account Rates

Fiat & Crypto Savings

Here's where we stand

  • Min. Saving Amount
  • Duration limit
  • Stablecoin Savings
    APR %
  • Stablecoin
    Options
  • BTC Savings
    APR %
  • PAXG Savings
    APR %
  • LINK Savings
    APR %
  • ETH Savings
    APR %
  • XRP Savings
    APR %
  • XLM Savings
    APR %
  • From 100 USD
  • Unlimited
  • 12%
  • USDT, USDC, TUSD, HUSD, PAX, DAI, EURS
  • 4.8%
  • 8.6%
  • 6.2%
  • 4.5%
  • 4.5%
  • 4.5%
  • From 250 USD
  • Up to 90 days
  • 12%
  • USDT, USDC, PAX, BUSD, TUSD, TGBP, TAUD, TCAD,
  • 3%
  • 3%
  • 3%
  • 3%
  • 3%
  • 3%
  • No minimum
  • Unlimited
  • 11.55%
  • USDT, USDC, TUSD, TGBP, TAUD, TCAD, THKD, PAX, DAI
  • 4.51%
  • 4.51%
  • 7.06%
  • 3.61%
  • 3.10%
  • From 1 USD
  • Up to 90 days
  • 6.79%
  • USDT
  • 1.46%
  • 0.97%
  • 0.85%
  • 0.34%
  • 0.43%
  • No minimum
  • Unlimited
  • 8.6%
  • USDC, GUSD, PAX, USDT
  • 6%
  • 5.25%
SWIPE LEFT

All the information in the table taken from public official resources as of October 9, 2020.
Please note, that YouHodler has compound interest. That means you will get even more than 12% APR. As for the other platforms, we used their official rates but cannot confirm about compound. Also, some other platforms require users to stake a large amount of tokens to get a higher interest rate.

How to Earn Crypto with YouHodler

1 Deposit crypto

YouHodler pays interest on BTC, PAXG, USDC, TUSD, USDT, HUSD, PAX, BNB, HT, XRP, XLM and ETH deposits. If you don't have such crypto you can convert it from other cryptocurrency or fiat currency. Earn 12% on EUR, earn 12% on USD, earn 12% on GBP. Convert fiat to stablecoins in seconds using our partners.

2 Earn interest on crypto

Once the funds are deposited into your Savings Account, the first weekly payment period begins.

Monitor your Savings Account earnings on a daily basis by checking the "Earned" counter. At the end of each week, the earned amount will be deposited into your Savings Account.

Important info

  • If you release funds before the end of the weekly period, you will  not receive interest earned during the uncompleted week.
  • If additional crypto is deposited within the weekly period, the crypto interest from this deposit will be applied to the next week.
  • After each week is over, crypto interest will be deposited into your Savings Account. Users are free to keep it there to accumulate even more profit

3 Boost your savings and keep your interest

Play with your crypto and find the right balance: take a limited risk VS an asymmetrical high level of potential profit.

Crypto savings service provided by YouHodler (NAUMARD LTD)

Get YouHodler Crypto Wallet App

Store, exchange, and spend 4 fiat currencies, 6 stablecoins and 15 cryptocurrencies. Savings and loans integrated.