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Earn Interest on Stellar - XLM Savings Account

Your Stellar (XLM) could be earning up to 4.5% APR + compounding interest. Earn interest on cryptocurrency immediately when you deposit XRP on YouHodler. Earn XLM your way with guaranteed returns paid out weekly.

Available for Multi HODL
  • Digital asset management system with $150M pooled crime insurance by Ledger Vault
  • Weekly compound interest payouts in stablecoins and crypto
  • Ability to use savings funds as a collateral for lending products.
calculator backgroundyouhodler mobile app
Initial amount
XLM
Interest rate
4.5%
 APR
Estimated earnings
3 month
XLM
6 month
XLM
12 month
XLM

Earn interest on Stellar (XLM): a hands-free way to save

YouHodler holds customer convenience and satisfaction in high regard. That’s why we offer creative savings solutions like an XLXM Savings Account to help everyone unlock an easy way to earn interest on crypto. YouHodler’s XLM Savings Accounts include:

Low Minimum Deposit: Earn crypto interest on XLM with a minimum deposit of $500 worth of XLM at market price. .

Almost Zero Fees on Withdrawals: It’s your crypto. Withdraw it when you need it without any penalties and almost zero fees. YouHodler will never charge you for accessing your own assets.

Crypto earn more with Turbocharge and MultiHODL: Unlock even higher interest rates by using YouHodler’s Turbocharge and Multi HODL feature.

24/7 access to your funds: Unlike traditional banks, YouHodler is open 24/7. You’ll always have complete access to XLM in your YouHodler wallet. The platform will never turn you away from your savings account.

How to earn Stellar interest?

Despite being one of the most popular cryptocurrencies on the market, XLM is susceptible to volatility. Hence, a Stellar Savings Account on YouHodler lets users earn XLM interest without the risk. The platform also has a wide array of tools to help users multiply their crypto assets through the process of loans. So, after clients earn XLM interest, they can use that money to further grow their portfolio.

Stellar saving wallet App that pays interest

YouHodler wallet app is the only application where you can store your Stellar (XLM) just like you would in a regular wallet but in addition, earn interest on that XLM wallet balance every week.

How does XLM interest work

You can earn interest on XLM just like you would with a traditional bank savings account but with one key difference.  Instead of near to zero interest rates at banks, we offer you 4.5% interest on Bitсoin.

How to Earn Free XLM

It’s easy! Just deposit XLM to your YouHodler wallet and you’ll earn free XLM every week.

How to Get Free XLM

Interest payments occur every seven days. So you’ll get your free XLM a week after your first deposit.

Cumulative Interest XLM

Yes, you have cumulative interest if you HODL XLM in the wallet.  We calculate compound interest rates every week.

XLM APY & Yield

Compared to other platforms, we offer APY instead of APR. APR gives you interest payments without the compounding effect. Hence, with APY at YouHodler, you get more XLM at the end of the year due to this cumulative interest. 

XLM Savings Calculator

Just use our XLM Savings Calculator to see what you will have in 3, 6, or 12 months of HODLing on YouHodler.

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Stellar

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