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Earn crypto on your deposit. Up to 12% a year!

  • bitcoin savings
  • bnb savings
  • usdt savings
  • usdc savings
  • pax savings
  • tusd savings

Turn your cold assets into hot profit instantly by depositing crypto in your YouHodler wallet. Earn Bitcoin interest and crypto earn interest on BNB, USDT, USDC, PAX, TUSD. Interest payments are deposited directly into your wallet every month.

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Our Saving Account Rates

Earn interest crypto up to 12% a year

4.8%  Basic yearly interest rate.

7.2%  MAX yearly interest rate. Available for clients with active lending products.

How to Earn Crypto with YouHodler


Deposit crypto

Go to the YouHodler account and navigate to the Wallets page. Click on the BTC, BNB, USDT, USDC, TUSD or PAX wallet and click the “add funds” button for that wallet. 

If you don't have such crypto you can convert it from any of other cryptocurrencies.

deposit usdt
read terms and conditions

Read the terms and conditions

After choosing how much you would like to deposit into the crypto savings account, you will see the new savings account parameters and an option to agree to the terms and conditions. Click “Add funds” and follow the instructions.

Once the funds are deposited to the Savings Account, the first monthly period begins. To see how much crypto interest was earned each day, check the "Earned" counter of the Savings Account.


Earn interest on crypto

Monitor your saving account earnings on a daily basis. At the end of each month earned amount will be deposited into your Savings Account. You can either release it and withdraw, or keep your funds to further earn interest on crypto in the next monthly period.


  • If you release funds before the end of the monthly period, you will lose all interest earned during the uncompleted month.
  • If the additional crypto will be deposited within the monthly period, the crypto interest from this deposit will be applied to the next month.
  • After the month is over, crypto interest will be deposited to the Savings Account. Users are free to keep it there to get even more profit
earn interest in crypto
MAX your saving interest

MAX your saving interest now

Our Savings Account plan offer the following interest rates:

  • 12% APR on all stablecoins (including USDT, USDC, TUSD and PAX)
  • Up to 7.2% APR on Bitcoin (BTC)
  • Up to 4.2% APR on Binance Coin (BNB)

To MAX your savings, you need to take at least one loan or Turbocharge. Contact our support team for assistance. Provide your loan ID and mention that you need higher interest rate on your Savings Account. We'll help you with the rest!

Get YouHodler Crypto Wallet App

Store, exchange, and spend 2 fiat, 4 stablecoins and 12 cryptocurrencies. Savings and loans integrated.

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