Get Instant Crypto Loans

Use TOP 12 coins as collateral and get crypto loans with the highest loan-to-value. Instant credit card and bank withdrawals.

GET LOANapple logogoogle play logoabout youhodler video
about youhodler video
  • Instant cash from our own fiat fund. No need to find a lender like in P2P.
  • Proven custodian solution with our own security fund of $1M.
  • Flexible repayment date and loan-to-value options.

Collateral Options

crypto backed loan youhodler

How Crypto Backed Loans Work

1 Transfer crypto to your YouHodler wallet

YouHodler accepts the TOP 14 cryptocurrencies as collateral. No fees for crypto deposits or withdrawals.

2Get a crypto loan and withdraw funds

Your loan approval take seconds. No need to find a lender like in  peer-to-peer (p2p) platforms. You instantly receive cash in EUR, USD, USDT or BTC.

YouHodler works like a pawnshop. There is a temporary sale of cryptocurrency, where YOU are the seller and YouHodler is the buyer. Following a predefined period of time, you repurchase the cryptocurrency from YouHodler.

Our cash withdrawal options:

  • Bank wire withdrawal via SEPA and SWIFT. Available worldwide.
  • Credit card withdrawal to your MasterCard or VISA. List of available countries is here.
  • Crypto withdrawal: buy any crypto or stablecoins using our integrated crypto exchange.

3 Get your crypto collateral back anytime

You can repay your loan using a credit card, stablecoins or bank account and get your crypto back. You can keep your crypto assets in YouHodler’s wallet and have instant access to crypto loans and Multi HODL™.

4 Manage your loan

Use our list of advanced features to manage your loan conditions and react to the market’s movements:

Get YouHodler Crypto Wallet App

Store, exchange, and spend 2 fiat currencies, 4 stablecoins and 12 cryptocurrencies. Savings and loans integrated.