Crypto Loan

Get an Instant USDC loan - Borrow USDC Instantly

Get an instant USD Coin (USDC) loan with our USDC lending app. Buy USDC, sell USDC, convert, multiply and so much more. Borrow USDC instantly with LTV up to 90%.

Digital asset management system with $150M pooled crime insurance by Ledger Vault
Weekly compound % p.a. payouts in stablecoins and crypto
Ability to use Yields funds as a collateral for lending products.

What is USD Coin (USDC) and how to get an instant USDC loan

USD Coin (USDC) is a decentralized finance (DeFi) money market that runs on the Ethereum blockchain. USD Coin lets users lend and borrow a wide range of crypto assets. Originally known as ETHLend, the company changed to USD Coin in 2020. As a peer-to-peer lending protocol, users lend out their crypto to other users and as a reward, earn passive income on the funds they lend out. To qualify, a borrower must deposit collateral greater than the amount they want to borrow. The USDC token is the native token that users can use as collateral to get a discount on transaction fees. USDC also allows governance rights to token holders.

Pros and Cons of USD Coin (USDC)


  • It’s one of the most popular DeFi tokens and thus, has a passionate community
  • USD Coin liquidity is immense meaning borrowers can get flash loans and lenders can earn high % p.a.
  • USD Coin is forming solid partnerships with reputable companies like digital payments platform WIREX
  • USD Coin has credible stakeholders from Blockchain Capital, DTC Capital, Three Arrows Capital, Parafi Capital, Blockchain.com, Winklevoss Capital and more. 
  • USDC supply is finite. There is a total supply of 16 million.
  • USD Coin is embracing Polygon’s Layer- 2 scaling solution, making it far more efficient than other DeFi protocols. 


  • Lenders don’t get a high return on their investment compared to other 
  • Lots of competition with over 100 DeFi platforms. 
  • Security and hacks are always an issue with DeFi platforms. 

How to get an instant USDC loan

Are you an USDC HODLer? Perhaps you have USDC that you don’t want to sell but you need cash now. In that case, getting quick cash is easy with YouHodler. Just deposit your USDC to your YouHodler wallet, pick one of our three loan plans (custom loan plans available upon request), and then in seconds, you’ll see your funds arrive in your fiat or stablecoin wallet. Then when you pay back the loan, you get your USDC back even if it’s increased in value. 

Choose from USDC to USD, USDC to EUR, USDC to GBP, and more! We have an industry-best loan to value ratio (LTV) of 90% meaning you get the most money for your collateral.

How to borrow USD Coin - How does it work?

With our Crypto-Backed Loan service, you can borrow BTC, USDT, USD, EUR, GBP, or CHF only. That means if you want to borrow USDC you first must convert one of the above to fiat and convert it to USDC using our exchange service. 

USD Coin loan calculator

You can use our USDC loan calculator with different loan plans to find the best option for you. You can see all parameters on the form such as loan duration, price down limit, and loan repayment. If you want to loan USD Coin, please check the calculator first to see which plan works best for you. 

USD Coin lending process

USD Coin lending is easy with YouHodler. Just open and verify your account, deposit your crypto to the wallet and use it as collateral for your future USDC loans.

It's worth trying! Forget selling your 
USD Coin
 with instant crypto backed loans on YouHodler

If you would like to learn more about crypto credits, please continue to the app. Start boosting your crypto portfolio now with YouHodler's crypto lending, convert, buy and sell options.

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