Get an Instant Cosmos loan - Borrow ATOM Instantly

Get an instant Cosmos (ATOM) loan with our ATOM lending app. Buy ATOM, sell ATOM, convert, multiply and so much more. Borrow ATOM instantly with LTV up to 90%.

Digital asset management system with $150M pooled crime insurance by Ledger Vault
Weekly compound % p.a. payouts in stablecoins and crypto
Ability to use Yields funds as a collateral for lending products.

What is Cosmos?

Cryptocurrencies, for all their benefits, are still plagued with setbacks, one of which is interoperability. Transferring data between multiple blockchains can’t be quite difficult and this is what Cosmos aims to solve. Cosmos was built in 2014 by two developer friends, Jae Kwon and Ethan Buchman, and it became available to the public in 2019. 

Instead of using lockups and wrapped tokens to transfer assets and data, Cosmos allows actual communication by allowing developers to build dedicated blockchains and connect its engine and an inter-blockchain communication (IBC) protocol. The platform also allows developers to use and customize already built blockchains for their use cases. The Cosmos protocol is doing a great job fostering adoption as it already has over 250 projects listed, including popular ones like YouHodler, Binance Smart Chain, and

What is ATOM?

As with any blockchain project, Cosmos uses a utility coin for transaction payments– ATOM. The token has a market capitalization of $4.7 billion and a circulating supply of 226 million. The maximum supply is unknown, but 284 million tokens have already been minted into circulation. 

Cosmos is highly revered among crypto natives because it reduces blockchain fragmentation and increases interoperability in a bid to improve cryptocurrency adoption. 

Should you buy Cosmos (ATOM)?

While Cosmos is a good project worth buying, it is crucial to consider their competitors, among which are PolkaDot and Avalanche. The overall success of Cosmos would hinge on its ability to bring more novel ideas to improve interoperability. ATOM is available on major cryptocurrency exchanges including YouHodler Coinbase, Binance, Huobi Global, and 

How to get an instant Cosmos loan

Don’t sell your ATOM. Use it as collateral for an instant crypto loan and get up to 90% of your collateral’s value in a variety of currencies. We have ATOM to USD loans, ATOM to EUR loans, ATOM to GBP loans, ATOM to CHF loans, and stablecoin loans as well. Simply deposit ATOM today, choose a loan plan – or create a custom one yourself – and you’ll receive up to 30,000 in a currency of your choice in seconds. 

How to borrow Cosmos - How does it work?

With our Crypto-Backed Loan service, you can borrow BTC, USDT, USD, EUR, GBP, or CHF only. That means if you want to borrow ATOM you first must convert one of the above to fiat and convert it to ATOM using our exchange service. 

Cosmos loan calculator

You can use our ATOM loan calculator with different loan plans to find the best option for you. You can see all parameters on the form such as loan duration, price down limit, and loan repayment. If you want to loan Cosmos, please check the calculator first to see which plan works best for you. 

Cosmos lending process

Cosmos lending is easy with YouHodler. Just open and verify your account, deposit your crypto to the wallet and use it as collateral for your future ATOM loans.

It's worth trying! Forget selling your 
 with instant crypto backed loans on YouHodler

If you would like to learn more about crypto credits, please continue to the app. Start boosting your crypto portfolio now with YouHodler's crypto lending, convert, buy and sell options.

YouHodler is regulated in  Switzerland and the EU

Partnership with regulated EU/Swiss payment providers

YouHodler S.A. Regulated Financial Intermediary and Pawn Broker

YouHodler Italy S.R.L. OAM Registration

VASP Registration wth the Bank of Spain