Youhodler Crypto Wallet

Best Ripple (XRP) Wallet - Get $10 Bonus for Deposit

Deposit your Ripple (XRP) to YouHodler wallet and get $10 deposit bonus for free. Buy, sell, borrow, convert and multiply your Ripple coins via Multi HODL and Dual Asset Mining.

Digital asset management system with $150M pooled crime insurance by Ledger Vault
Weekly compound % p.a. payouts in stablecoins and crypto
Ability to use Yields funds as a collateral for lending products.


 Price at YouHodler


Ripple Wallet Choosing Guide

One of the main draws of cryptocurrency is the option to self-store your assets. With crypto wallets, you don’t need to worry about a bank or intermediary losing your money. You are in full control. However, as we all know from Spiderman “with great power, comes great responsibility.” That’s right. Now it’s entirely on you to manage your funds and keep them safe. Hence, it’s extremely important to pick a good Ripple wallet with a mix of high-quality security features and other innovative services. We’ll get to some recommendations in a bit but first, a few key talking points. 

Key talking points:

  • Learn what an XRP wallet is and how they work
  • Understand the main features of an XRP wallet
  • Learn about XRP wallet security
  • Compare different types of XRP wallets
  • Discover what XRP wallets are best for you

What is a Ripple Wallet?

A Ripple wallet is a personal wallet that lets users privately store XRP. To do so, users need to keep track of private information like passwords, key phrases, backup key phrases while also looking out for phishing attempts from scammers. It may seem like a lot but this is the price one pays for self-hosting with an XRP wallet. As you’ll see later, the advantages tend to outweigh the disadvantages.

How does a Ripple wallet work?

With an XRP wallet, users gain access to their XRP using public and private keys. These keys let them interact with the Ripple blockchain so they can approve transactions. Without these keys, the user cannot complete any transactions. That’s why keeping these keys safe and choosing a secure wallet is extremely important in the world of crypto.

Main features you need in a Ripple Wallet

When researching your Ripple wallet, make sure it comes with the following features:

  • Security and privacy
  • Low or custom XRP transaction fees
  • Two-factor authentication (2FA)
  • Fiat onramps and offramps
  • Low minimum deposit amount
  • The ability to lock and unlock withdrawals at will
  • Complete crypto exchange capabilities
  • Customer support
  • Multi-chain support
  • Multisig
  • Bonus features like Yields accounts, trading tools, and loans. 

Do I need a Ripple Wallet to Buy or Trade XRP?

The short answer here is “yes.” If you buy XRP on a crypto exchange, then that exchange will have a built-in XRP wallet for you to hold XRP until you decide to trade it or withdraw it. Even if you manage to buy XRP with cash from your friend, you still need a wallet to store Ripple.

Are all XRP wallets secure?

Unfortunately not. Some wallets are built by criminals. These wallets have backdoors for hackers to easily steal your private keys and take off with your money. Other wallets are just built by bad developers who leave vulnerabilities in the wallet unbeknownst to them. Then, you have perfectly well-made wallets that just happen to lack high-quality security features like 2FA, security audits, etc. That being said, there are plenty of secure XRP wallets out there so don’t be afraid. Some wallets even come with insurance to protect your funds in the event of a bad event (e.g. like YouHodler wallets for example). 

Are all XRP Wallets Free? How Much Does It Cost to Use a Ripple  Wallet?

Any good Ripple wallet should be free. If someone is trying to sell you a Ripple wallet, be careful. All the best wallets out there are 100% free. It doesn’t cost anything to use a Ripple wallet aside from the blockchain fees associated with every transaction. Some wallets choose to cover those fees for you while others let you choose the fee (higher fees result in faster transaction time).

How to deposit and withdraw from Ripple Wallet

The crypto industry has come a long way over the years. Nowadays, Ripple wallet apps are so user-friendly, anyone can figure it out. To deposit or withdraw Ripple using your wallet, just open up your app and find Ripple in the wallet section. You should then see buttons to deposit or withdraw Ripple. Simply choose an option and follow the instructions. If you want to deposit, a deposit address will be provided. Just copy and paste that address so the person sending your Ripple can do so. If you are withdrawing Ripple, then you need to copy and paste the address from the wallet on the receiving end of the transaction so you can send the Ripple there. 

Types and differences of Ripple wallets - How to choose the right one for you?

Ripple wallets come in all sorts of lovely shapes and sizes. So finding the best one for you should be a relatively easy task. Here are a few different types you can explore. 

Desktop XRP wallet

As its name suggests, a desktop XRP wallet is one that’s installed on a desktop computer or a laptop. Users get complete control over the wallet just as they would with a mobile wallet, just in a desktop environment. The main difference is that some desktop wallets have more advanced functionality like the ability to operate a complete node or full crypto exchange integration. 

Mobile XRP wallet

More or less, a mobile XRP wallet performs the same functions as a desktop wallet but on a mobile device such as a smartphone. Mobile XRP wallets are often more convenient due to their portable nature and the ability to scan QR codes for quick crypto transactions in stores or between peers. There are XRP wallets for all types of operating systems like Android or iOS. 

Web XRP wallet

Web XRP wallets are wallets that exist on a website or online service that allow users to send and receive cryptocurrency in addition to storing it. These wallets can be accessed anytime, and anywhere as long as there is the internet. Some of the most popular crypto services in the world are web wallets such as Coinbase, Kraken, Binance, and YouHodler. Security is a concern for web wallets but that can be managed with due diligence to make sure the web wallet you choose has a good history of high-level security and insurance. It’s also wise to use web wallets in tandem with the more secure hardware wallets. 

The Best Ripple Wallets

There are countless articles out there dissecting different crypto wallets, trying to decide what is the “best Ripple wallet.” To be honest, there is no “best XRP wallet” for us as a collective whole. However, there is a Ripple wallet that is best for you and that depends on your wants and needs. At YouHodler, we tried our best to create a diverse, multi-faceted wallet that appeals to all sectors of the crypto industry. Is our wallet the best Ripple wallet? Well, that’s for you to decide. 

Best Ripple Wallet for Beginners

When asking what the best Ripple wallet for beginners is, it’s important to first dissect what a beginner demands from a Ripple wallet. Most importantly, is a user-friendly interface. Beginners who are new to crypto are taking in tons of information every day and they don’t need a complicated app on top of that to learn. Clean, simple interfaces are best for beginners with minimal navigation required. That’s why we designed YouHodler’s interface to appease beginner users with simple designs, clear buttons, and plenty of information databases to dig into. 

Best Ripple Wallet For Advanced Ripple  Users & Investors

Advanced Ripple users and investors also appreciate clean simple interfaces on their Ripple wallet; however, they also want something flexible enough that meets their high demands. Advanced crypto traders want a wallet with low transaction fees, built-in crypto exchange capabilities, advanced security, staking features, and advanced financial services like loans and crypto trading. Advanced users are busy people and they can’t be bothered using multiple apps for different activities. That’s why we designed YouHodler to be the true one-stop-shop solution for advanced users with a wide array of FinTech services to fit their every need. 

Best Ripple Wallet  for Mobile Users

Data suggests there will be over 18 billion mobile devices in use around the world by the year 2025. Suffice to say, we live in a mobile world and that’s only going to increase. Hence, mobile Ripple wallets are perhaps the most important wallets in development. There are thousands to choose from and the key is to find one with maximum efficiency and security. YouHodler’s mobile wallet has 2FA, 3FA, and the ability to lock your funds from withdrawal--requiring ID verification to unlock it. On top of that, the team runs regular security audits to ensure all wallets are secure from malicious actors. For people ``on the go” in a mobile economy, want to make sure their digital wallets are present, protected, and easy to use. Not all Ripple wallets match this quality but YouHodler tries its best to. 

Best Ripple Hardware Wallet

As mentioned earlier, it’s a smart idea to buy a Ripple hardware wallet to use in cooperation with your mobile or web wallets. Ripple hardware wallets are ideal for the long-term storage of crypto assets. Ideally, you want to keep some on a mobile or web wallet for payments, trading, and staking while keeping the rest safely in a secure hardware wallet. The Ledger series of hardware wallets are extremely popular and recommended by most advanced crypto users. Trezor is another brand worth mentioning. 

Best Ripple Wallet for software storage

Once again, this comes down to the idea of “not your keys, not your crypto.” The best Ripple wallet for long-term software storage are wallets where you fully own the private keys. It’s best to use this in combination with more diverse web wallets to enjoy the benefits of both worlds. 

Best Ripple Wallet For Security

The best Ripple wallets for security are the ones that prioritize security. Stay away from wallets that don’t have PIN options, 2FA, or basic security features. YouHodler has a PIN or thumbprint required to enter the app in addition to 2FA and 3FA upon request. We also run regular security audits to ensure our walls are strong and impenetrable. Lastly, we are backed by Ledger Vault and Fireblocks for insurance and secure crypto transaction management solutions.

Best Ripple Wallet for Android Users

While the battle between iPhones and Android phones wages on, it’s nice to know that crypto doesn’t pick sides. Most--if not all--of the most popular Ripple wallets can be found on both Android and iOS operating systems. 

Click here to download YouHodler for Android. 

Best Ripple Wallet for iOS Users

We’re also at the Apple store too! Click here to download YouHodler for iOS and ready all about our Ripple wallet functionalities for your iPhone. 

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