TW YouHodler Month in Review: September 2019Learn more

All YouHodler crypto loan features

Better than trading: less fees, more flexibility. YouHodler accepts the TOP 10 coins as collateral. Instant USD, EUR and USDT withdrawals.

How to take a crypto loan on YouHodler


Transfer crypto to your YouHodler wallet

YouHodler accepts all major crypto as collateral: Bitcoin (BTC), Ethereum (ETH), Binance Coin (BNB), Ripple (XRP), Stellar Lumens (XLM), Litecoin (LTC), Bitcoin Cash (BCH), Bitcoin SV (BSV), DASH, EOS, Basic Attention (BAT), Augur (REP) and more!

We listen to our community and add at least one new blockchain every month.

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Receive a rapid crypto loan and HODL

YouHodler lending platform allows you to borrow cash via a crypto loan, with the highest loan-to-value ratio on the market.

We have our own fiat fund, meaning there is no need to find a lender like in a P2P lending platforms. With automated KYC, crypto credit line approval take seconds and funds can be released almost instantaneously. After KYC is passed, access to crypto loans are indefinite.

YouHodler crypto loans work like a pawnshop. You sell crypto which YouHodler purchases. Following a pre-defined period of time, you re-purchase the cryptocurrency from YouHodler.

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Withdraw cash in seconds

After taking a crypto loan, you instantly receive an agreed amount in EUR, USD , stable coins (USDT) or Bitcoin (BTC).

Fiat withdrawals available worldwide via SEPA and SWIFT bank wires or to your MasterCard and VISA credit cards.

Using our integrated cryptocurrency exchange, you can also buy crypto and get leverage for crypto trading.

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Repay your crypto loan in fiat or crypto

Get back your crypto at anytime. We don't charge a penalty or extra charges for an early pay-back.

Repay a crypto loan using your credit card, stablecoins or transfer funds from a bank account.

Using our crypto exchange, you can repay your crypto loan using crypto assets as well as fiat funds.


Get your crypto collateral back and keep HODLing

After repaying the crypto loan, you get collateral back, even if it has increased in value. The collateral credit balance is reusable and can be used again for another loan.

We do not charge any deposit/withdrawal fees for cryptocurrencies. You can keep your crypto assets in YouHodler’s wallet and have instant access to your funds. Anytime, anywhere.

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Other YouHodler features

Join thousands of people using YouHodler to help shape the future of crypto.