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All YouHodler credit line features

How to take a crypto credit line on YouHodler


Transfer crypto to your YouHodler wallet

YouHodler accepts all major crypto as collateral: Bitcoin (BTC), Ethereum (ETH), Ripple (XRP), Stellar Lumens (XLM), Litecoin (LTC), Bitcoin Cash (BCH), Bitcoin SV (BSV), DASH, EOS, Basic Attention (BAT), Augur (REP) and more!

We listen to our community and add at least one new blockchain every month.

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Receive a rapid crypto credit line and HODL

YouHodler lending platform allows you to borrow cash via a line of credit, with the highest loan-to-value ratio on the market.

We have our own fiat fund, meaning there is no need to find a lender like in a P2P lending platforms. With automated KYC, crypto credit line approval take seconds and funds can be released almost instantaneously. After KYC is passed, access to credit lines is indefinite.

YouHodler crypto credit lines works like a pawnshop. You sell crypto which YouHodler purchases. Following a pre-defined period of time, you re-purchase the cryptocurrency from YouHodler.

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Withdraw cash in seconds

After taking a crypto credit line, you instantly receive an agreed amount in EUR, USD or stable coins (USDT).

Fiat withdrawals available worldwide via SEPA and SWIFT bank wires or to your MasterCard and VISA credit cards.

Using our integrated cryptocurrency exchange, you can also buy crypto and get leverage for crypto trading.

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  • bank wire
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Repay your credit line in fiat or crypto

Get back your crypto at anytime. We don't charge a penalty or extra charges for an early pay-back.

Repay a credit line using your credit card, stablecoins or transfer funds from a bank account.

Using our crypto exchange, you can repay your credit line using crypto assets as well as fiat funds.


Get your crypto collateral back and keep HODLing

After repaying the credit line, you get collateral back, even if it has increased in value. The collateral credit balance is reusable and can be used again for another loan.

We do not charge any deposit/withdrawal fees for cryptocurrencies. You can keep your crypto assets in YouHodler’s wallet and have instant access to your funds. Anytime, anywhere.

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Other YouHodler features

Join thousands of people using YouHodler to help shape the future of crypto.

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