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The best savings account with risk-free 12% rates

Earn 12% APR with YouHodler’s Stablecoin Savings Accounts.

Turbo Savings Account: Increase Interest rate up to 350%

High yield savings accounts like HSBC offer 2.75% a year while Citibank is trying to attract new users with their insanely low 1.85% interest rates. So if you’re tired of earning close to zero on your hard-earned cash, it’s time to try YouHodler’s “turbocharged” savings account. Combined with Multi HODL™, users can get interest rates into the hundreds.

  • USD/USDT Interest
    APR %
  • USD/USDT Savings
    Min. Amount
    APR %
  • Min. Savings Term
    Months
  • BTC Interest
    APR %
  • BTC Savings
    Min. Amount
    APR %
  • 12%
  • $1000
  • 1m
  • 7.2%
  • 1 BTC
  • 2.75%
  • $25
  • 12m
  • 1.85%
  • $1000
  • 12m
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Get the best savings rates with the new digital economy

In the case of the best savings rates, it’s hard to beat YouHodler's offer. At the bare minimum, users can earn 12% APR with Stablecoin Savings Accounts but it doesn’t stop there. Using Muli HODL™, customers can turbocharge their savings account and multiply their interest rates to 350% for example.

Step 1: Exchange fiat into any of YouHodler’s available stablecoins (USDT, USDC, TUSD or PAX).

Step 2: Deposit stablecoins into a savings account.

Step 3: Keep 80% of those funds in the savings account, earning 12% APR.

Step 4: Use the other 20% in Multi HODL™ to make small, speculative bets ( highest-risk, highest-reward investments). Set your own levels of risk and potential profit.

Step 5: Continue to earn interest on that 20% in YouHodler Savings Account and also collect the additional profit from your Multi HODL™ activities.

YouHodler: The best savings interest rates anywhere. Period.

When it comes to savings accounts, traditional banks cannot compete with the new digital economy. YouHodler has the best savings interest rates anytime, anywhere. Period. So if you’re tired of nearly zero interest rates at your local bank, open account today and watch your interest rates skyrocket.