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Get Instant Crypto Loans

Use the TOP 20 coins as collateral for crypto loans with the highest loan to value ratio (90%). Get loans in EUR, USD, CHF and GBP and withdraw instantly to credit card and personal banks.

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  • Digital asset management system with $150M pooled crime insurance by Ledger Vault
  • Instant cash from our own fiat fund. No need to find a lender like in P2P.
  • Flexible repayment date and loan-to-value options.

Collateral Options

Here's where we stand

  • Collateral options
  • Loan-to-value
    LTV %
  • Min. Loan Amount
  • Interest Payments
  • Loan Term
  • Receive loan in
  • 14+
  • 90%
  • $100
  • Once at the end of the loan term
  • Unlimited 1
  • 10
  • 50%
  • $500
  • Daily/Monthly/Yearly
  • Unlimited
  • Fiat
  • 9
  • 50%
  • $1000
  • Monthly Recurring
  • 6 month – 3 years
  • Fiat/Stablecoins
  • 3
  • 50%
  • $5000
  • Once at the end of the loan term
    (+2% origination fee)
  • 12 months
  • USD
  • 12
  • 70%
  • $5000
  • Monthly Recurring
  • 3 – 12 months
  • USD

1 initial loan duration can be extended anytime

All the information in the table taken from public official resources as of July 6, 2020.

How Crypto Backed Loans Work

crypto backed loan youhodler

1 Transfer crypto to your YouHodler wallet

YouHodler accepts the TOP 14 cryptocurrencies as collateral. No fees for crypto deposits or withdrawals.

2Get a crypto loan and withdraw funds

Your loan approval take seconds. No need to find a lender like in  peer-to-peer (p2p) platforms. You instantly receive cash in EUR, USD, USDT or BTC.

YouHodler works like a pawnshop. There is a temporary sale of cryptocurrency, where YOU are the seller and YouHodler is the buyer. Following a predefined period of time, you repurchase the cryptocurrency from YouHodler.

Our cash withdrawal options:

  • Bank wire withdrawal via SEPA and SWIFT. Available worldwide.
  • Credit card withdrawal to your MasterCard or VISA. List of available countries is here.
  • Crypto withdrawal: buy any crypto or stablecoins using our integrated crypto exchange.

3 Get your crypto collateral back anytime

You can repay your loan using a credit card, stablecoins or bank account and get your crypto back. You can keep your crypto assets in YouHodler’s wallet and have instant access to crypto loans and Multi HODL™.

4 Manage your loan

Use our list of advanced features to manage your loan conditions and react to the market’s movements:

Crypto loan service provided by YouHodler (NAUMARD LTD)

Get YouHodler Crypto Wallet App

Store, exchange, and spend 4 fiat currencies, 6 stablecoins and 15 cryptocurrencies. Savings and loans integrated.