"YouHodler is fast and easy to use. Loans can be taken at any time and the approval process is swift..."
"The platform believes that every member is important and deserves equal rates regardless of how much money or collateral they have..."
"By supporting HODLers during the hardest moments of the crypto-winter, and providing them with cash infusions, YouHodler saves the crypto-market from crashing..."
"You Hodler is the one which offers highest loan-to-value ratio of up to 80%..."
"This solution seems to be especially useful in a bear market, where Bitcoin has hit its lowest price of the year, and most Altcoins are at or below their ICO price..."
"Whether you need cash to travel for work or whether you need cash to purchase more altcoins at their low points, YouHodler is the right platform to use..."
Get cash without having to sell your favorite investmentsGet Cash
Leverage your portfolio with additional cash to buy more cryptoGet Leverage
Use as an additional financing option to grow your businessBorrow Now
Use additional financing option to grow your businessGet Financed
The YouHodler platform allows one to borrow fiat funds instantly, based on the current value of one’s cryptocurrency asset holdings:
Get your personal YouHodler Master Card (EUR) or connect your existing VISA/MasterCard to YouHodler’s Mobile App.
Take a loan and have your cash available on your credit card balance.
30 000€ credit card limit
16% annual percentage rate
0€ monthly feeAPPLY NOW
“We are happy to welcome HODLers to our platform which allows them to hedge their crypto portfolio or receive additional funds to strengthen it. Simultaneously, we are excited to create a new utility for coins presented on YouHodler. We believe that the more utility any coins has, the more value it brings to its users and also, the entire community.”
YouHodler is a Blockchain-based Financial Ecosystem focused on cryptocurrency-backed lending with fiat loans. YouHodler lending platform provides USD and/or EUR loans, secured by collateral in BTC, ETH, XRP, and other popular cryptocurrencies.
YouHodler has an innovative concept that allows users to hold onto their cryptocurrencies while spending on necessary purchases at the same time. As spending crypto assets today prevents cryptocurrency holders from gaining from any future growth in asset value, investors who buy low need to hold onto their assets in order to benefit from selling high. It’s a market where everyone is conditioned to HODL.
You can get up to $30,000 in cash automatically. Larger amounts of money can be lent on an individual basis.
There are 3 different types of loan terms: 8-day, 50-day, and 120-day. Our interest rate varies from 5% to 13% (depends on the terms of your loan). Loan-to-value ratio varies from 55% to 80% (depends on the terms of your loan)
We accept all major credit/debit cards, bank wires, and Tether (USDT).
The more members we have, the more we can lend. This will give us the ability to offer better rates to everyone. Our goal is to grow the community of borrowers and lenders so we will be offering incentives for people who join the network early, who refer additional people, etc. Basically the more the merrier, and less expensive – so tell your friends!
No, the interest rates will not be determined by the amount of your collateral. We believe everyone should be offered the same rates regardless of how much money or crypto they have. The current financial system is unfairly biased towards people with more – more assets, more connections, more access. We want to change that.
All tutorials and answers from YouHodler Team
YouHodler is an official Blockchain Association member of Financial Commission, an independent Self-Regulatory Organization (SRO) and External Dispute Resolution (EDR) provider. Blockchain Association members and their customers benefit from access to Financial Commission’s efficient dispute resolution process and compliance technology. If you have a dispute that could not be resolved with this member, submit a complaint to the Association and receive an unbiased, non-binding resolution.