Enjoy the power of the first FinTech crypto-fiat wallet. The only lending platform where you can get crypto credits, convert or buy crypto. Leverage crypto assets without selling them!
“YouHodler believes its product helps traders leverage their crypto portfolio with additional cash in order to buy further digital assets...”
Get crypto backed loans up to €30,000 or larger by individual request.Crypto loan options
Convert crypto using price feeds from the best crypto exchanges.Exchange crypto
Buy and sell coins and tokens instantly with your credit card or bank account.Buy crypto
YouHodler accepts all major crypto as collateral: BTC, ETH, XRP, XLM, LTC, BCH, BSV, DASH, EOS, BAT, REP and more!
We listen to our community and add at least one new blockchain every month.
YouHodler lending platform allows you to borrow cash, with the highest loan-to-value ratio on the market (90%).
We have our own fiat fund, meaning there is no need to find a lender like in a P2P lending platforms. With automated KYC, crypto loan approval take seconds and funds can be released almost instantaneously.
YouHodler crypto backed loans works like a pawnshop. You sell crypto which YouHodler purchases. Following a pre-defined period of time, you re-purchase the cryptocurrency from YouHodler.
After taking a crypto loan, you instantly receive an agreed amount in EUR, USD or stable coins (USDT).
Fiat withdrawals available worldwide via SEPA and SWIFT bank wires or to your MasterCard and VISA credit cards.
Using our integrated cryptocurrency exchange, you can also buy crypto and get leverage for crypto trading.
Get back your crypto at anytime. We don't charge any penalty or extra charges for an early pay-back.
Repay a loan using your credit card, stablecoins or transfer funds from a bank account.
Using our crypto exchange, you can repay your loan using crypto assets as well as fiat funds.
After repaying the crypto loan, you get collateral back, even if it has increased in value.
We do not charge any deposit/withdrawal fees for cryptocurrencies. You can keep your crypto assets in YouHodler’s wallet and have instant access to your funds. Anytime, anywhere.
Be the first to keep crypto and fiat inside a single mobile app and have instant access to cash without selling your assets.
Deposit crypto and get cash using your personal credit line. Your crypto credit card limit is based on the market value of your assets.
Receive instant crypto backed loan and HODL or instantly withdraw EUR, USD or stable coins (USDT). Get cash in seconds to any of your credit/debit cards (Visa or MasterCard).
Deposit and withdrawcrypto and fiat
Convertfiat-to-crypto and crypto-to-fiat
Watch your loansand much more
With next month’s upcoming Litecoin (LTC) halving, many analysts predict the price of LTC to appreciate in value. However, LTC creator Charlie Lee has a different philosophy in mind.
Analysts suggest this is the beginning of a crypto war between Binance and Ethereum that will change the entire crypto market. From YouHodler’s point of view, we’ll do a deep dive on this debate and also mention how this news could affect your ETH loan capabilities.