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YouHodler features

Instant crypto loans

Get crypto backed loans up to €30,000 or larger by individual request.

Crypto loan options

Crypto exchange

Convert crypto using price feeds from the best crypto exchanges.

Exchange crypto

Buy crypto

Buy and sell coins and tokens instantly with your credit card or bank account.

Buy crypto

How YouHodler's lending platform work


Transfer crypto to your YouHodler wallet

YouHodler accepts all major crypto as collateral: BTC, ETH, XRP, XLM, LTC, BCH, BSV, DASH, EOS, BAT, REP and more!

We listen to our community and add at least one new blockchain every month.

transfer crypto youhodler
get cash youhodler

Receive an instant crypto backed loan and HODL

YouHodler lending platform allows you to borrow cash, with the highest loan-to-value ratio on the market (85%).

We have our own fiat fund, meaning there is no need to find a lender like in a P2P lending platforms. With automated KYC, crypto loan approval take seconds and funds can be released almost instantaneously.

YouHodler crypto backed loans works like a pawnshop. You sell crypto which YouHodler purchases. Following a pre-defined period of time, you re-purchase the cryptocurrency from YouHodler.

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Withdraw cash in seconds

After taking a crypto loan, you instantly receive an agreed amount in EUR, USD or stable coins (USDT).

Fiat withdrawals available worldwide via SEPA and SWIFT bank wires or to your MasterCard and VISA credit cards.

Using our integrated cryptocurrency exchange, you can also buy crypto and get leverage for crypto trading.

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withdraw cash youhodler
repay loan youhodler

Repay your loan in fiat or crypto

Get back your crypto at anytime. We don't charge any penalty or extra charges for an early pay-back.

Repay a loan using your credit card, stablecoins or transfer funds from a bank account.

Using our crypto exchange, you can repay your loan using crypto assets as well as fiat funds.


Get your crypto collateral back and keep HODLing

After repaying the crypto loan, you get collateral back, even if it has increased in value.

We do not charge any deposit/withdrawal fees for cryptocurrencies. You can keep your crypto assets in YouHodler’s wallet and have instant access to your funds. Anytime, anywhere.

hodl your crypto youhodler

Crypto Credit Card & Mobile App


Be the first to keep crypto and fiat inside a single mobile app and have instant access to cash without selling your assets.

Deposit crypto and get cash using your personal credit line. Your crypto credit card limit is based on the market value of your assets.

Receive instant crypto backed loan and HODL or instantly withdraw EUR, USD or stable coins (USDT). Get cash in seconds to any of your credit/debit cards (Visa or MasterCard).

Discover all crypto related services in one app in the palm of your hand:

Deposit and withdrawcrypto and fiat

Convertfiat-to-crypto and crypto-to-fiat

Watch your loansand much more

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youhodler crypto loan app

Our Partners

Strategic partner
XCOEX is a crypto exchange with a mission to make crypto accessible for everyone.
IDM has been fighting financial crime since 2013 and ensure’s our global business safety.
Move Dash in a second for less than a cent. Any amount, any time, anywhere.

Media About YouHodler

Join thousands of people using YouHodler's lending platform to help shape the future of crypto loans.

Get Started