Enjoy the power of the first FinTech crypto-fiat wallet. The only lending platform where you can get crypto credits, convert or buy crypto. Leverage crypto assets without selling them!
“YouHodler believes its product helps traders leverage their crypto portfolio with additional cash in order to buy further digital assets...”
Get crypto backed loans up to €30,000 or larger by individual request.Crypto loan options
Convert crypto using price feeds from the best crypto exchanges.Exchange crypto
Buy and sell coins and tokens instantly with your credit card or bank account.Buy crypto
YouHodler accepts all major crypto as collateral: BTC, ETH, XRP, XLM, LTC, BCH, BSV, DASH, EOS, BAT, REP and more!
We listen to our community and add at least one new blockchain every month.
YouHodler lending platform allows you to borrow cash, with the highest loan-to-value ratio on the market (90%).
We have our own fiat fund, meaning there is no need to find a lender like in a P2P lending platforms. With automated KYC, crypto loan approval take seconds and funds can be released almost instantaneously.
YouHodler crypto backed loans works like a pawnshop. You sell crypto which YouHodler purchases. Following a pre-defined period of time, you re-purchase the cryptocurrency from YouHodler.
After taking a crypto loan, you instantly receive an agreed amount in EUR, USD or stable coins (USDT).
Fiat withdrawals available worldwide via SEPA and SWIFT bank wires or to your MasterCard and VISA credit cards.
Using our integrated cryptocurrency exchange, you can also buy crypto and get leverage for crypto trading.
Get back your crypto at anytime. We don't charge any penalty or extra charges for an early pay-back.
Repay a loan using your credit card, stablecoins or transfer funds from a bank account.
Using our crypto exchange, you can repay your loan using crypto assets as well as fiat funds.
After repaying the crypto loan, you get collateral back, even if it has increased in value.
We do not charge any deposit/withdrawal fees for cryptocurrencies. You can keep your crypto assets in YouHodler’s wallet and have instant access to your funds. Anytime, anywhere.
Be the first to keep crypto and fiat inside a single mobile app and have instant access to cash without selling your assets.
Deposit crypto and get cash using your personal credit line. Withdraw cash in seconds to your brand-new YouHodler MasterCard or connect any of your existing bank cards.
Your crypto credit card limit is based on the market value of your assets. Additional credit line is instantly available if your crypto’s value increased.
30,000 € crypto credit limit
16 % annual percentage rate
0 € monthly fee
As the price of Bitcoin continues to rise, many are wondering if the market will return to the highs of 2017 or if it’s in the midst of a bubble that’s soon to burst.
Nearly 10% of our clients are getting cash loans and then using this cash to purchase more crypto which they then use as more collateral on yet another loan.