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Crypto Loans

Keep HODLing and get instant cash for everyday needs. Don’t sell your favorite assets but get cash instead.

Use your crypto as collateral to get instant cash loans and crypto loans in EUR, USD, GBP, CHF, Tether (USDT), or Bitcoin (BTC). YouHodler has the highest loan to value ratio (90%) with minimum loan amounts starting at just $100. YouHodler accepts the top 20 coins as collateral. Instant credit card and bank withdrawals included.

Explore crypto loan features

crypto loan

Earn Crypto

Risk-free. Earn high interest on your crypto deposit.

Turn your cold assets into hot profit and earn up to 12% APR + compounding interest by depositing crypto in YouHodler Savings Accounts. Earn interest in Bitcoin (BTC), Pax Gold (PAXG), and all major stablecoins. Crypto interest earnings are deposited directly into your wallet every week.

Saving accounts interest

earn crypto
multi hodl

Multi HODL

An efficient and innovative tool powered by crypto-backed loans to help you capitalize on market volatility.

Boost your savings and keep your daily interest. Stimulate your crypto and find the right balance: take a limited risk VS asymmetrical high level of potential profit.

The barbell strategy

Savings Account. The conservative part of your portfolio and safe investment.

80% share

+ 12% a year

Zero risk

Multi HODL. Small bets, the highest-reward investment.

20% share

+ 300% potential profit

50% potential risk

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Get YouHodler Crypto Wallet App

Store, exchange, and spend 7 stablecoins and 18 cryptocurrencies. Crypto rewards, staking and loans integrated.